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Debt Enforcement and Bankruptcy Law

Debt enforcement, bankruptcy, restructuring, reorganization, liquidation

We advise our clients in all matters related to insolvency, debt enforcement and bankruptcy law, and work together with them to devise possible restructuring and reorganisation measures. Of course, we are also at your disposal if your claims are not settled or you are financially affected by bankruptcy. Our experienced lawyers will work to ensure that your claims, whether monetary or material, are fulfilled as far as possible and that your financial loss is prevented as far as possible.

Solvent-related restructurings

We have broad experience in restructurings and distressed refinancings, and regularly advise financial institutions, creditors and debtors. In particular, we focus on the following services:

  • Directors’ duties and corporate law aspects in restructuring
  • Refinancing of distressed loans
  • Portfolio sales and restructuring of businesses

Insolvency-related advice

We frequently represent creditors and debtors in insolvency proceedings. Our core competencies include:

  • Filing of claims, debt collection proceedings and enforcement of security
  • Netting, close-out and similar contractual provisions relating to insolvency events
  • Bankruptcy-related corporate and financial market law matters

Insolvency-related litigation

We have many years of experience representing creditors in complex insolvency and restructuring proceedings. In particular, we focus on the following services:

  • Debt collection / bankruptcy / debt recovery procedures
  • Enforcement of disputed claims
  • Fraudulent conveyances
  • Reorganization proceedings
  • Insolvency proceedings

Your Experts

Patrick Stach

Senior Partner

Michael Kummer

Senior Partner

Sheila Stach

Junior Associate

Felix Imbach

Junior Associate

Sven Pschorn

Junior Associate

Faris Beganovic

Junior Associate

Filip Lapadatovic

Junior Associate

Focus

Distraint of Earned Income: How to Protect Your Minimum Subsistence Level

When the debt enforcement office announces a distraint of earned income, many debtors feel trapped. Suddenly, their monthly salary becomes subject to compulsory debt enforcement measures. However, Swiss law provides effective safeguards. Those who understand the applicable rules can often achieve a manageable solution.

Right to inspect according to Art. 8a DEBA

According to Art. 8a para. 1 Federal Act on Debt Enforcement and Bankruptcy (DEBA), any person who can credibly demonstrate an interest may inspect the records and registers of the debt enforcement and bankruptcy offices and obtain extracts from them. According to Art. 8a para. 2 DEBA, such an interest is deemed to be credible in particular if the request for information is made in direct connection with the conclusion or performance of a contract.

The competent debt enforcement office decides on a case-by-case basis whether and to what extent an interested party is granted access, taking into account the evidence of interest attached to the application or the facts justifying the interest listed therein. According to case law, access must be granted if there are serious indications that an interest is likely to exist.